An adjustable-rate mortgage (ARM) gives you the benefit of locking in a low fixed interest rate for a certain number of years, then adjusts after the fixed term expires. Adjustable-rate mortgages are ideal for those who may be considering moving within the first 5-7 years, as it allows you to take advantage of lower interest rates than the.
INTEREST RATES HIT NEW 12 MONTH LOW! According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%.
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Some will offer a much higher rate of interest than others, so it’s worth shopping around. Also remember that loans aren’t just about interest rates. It’s great if you’re eligible for a loan with a low interest rate, but it may be worth studying the other features of the loan.
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