HUD Makes Reverse Mortgages a Little Less Attractive

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If you use little or none. website of the national reverse mortgage lenders association, and click on "Find a Lender." Look for a loan officer who is a certified reverse mortgage professional. Get.

On September 11, 2017. A reverse mortgage allows a homeowner who is at least 62 years old to use the equity in his or her home to obtain a loan that does not have to be repaid until the homeowner moves, sells, or dies. In a reverse mortgage, the homeowner receives a sum of money from the lender, usually a bank, based largely on the value.

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HUD Makes Reverse Mortgages a Little Less Attractive. A reverse mortgage allows a homeowner who is at least 62 years old to use the equity in his or her home to obtain a loan that does not have to be repaid until the homeowner moves, sells, or dies. In a reverse mortgage, the homeowner receives a sum of money from the lender, usually a bank,

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Taking out a reverse mortgage line of credit for a rainy day may have gotten less attractive after the introduction of new principal limit factors and mortgage insurance premiums, according to a recent story in the Wall Street Journal. "We anticipate more consumers waiting to get [a reverse mortgage] until they actually need it," LendingTree [.]

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HUD makes reverse mortgages less attractive. Posted On: April 18, 2018. Timothy Rice. Legal Insights. The Department of Housing and Urban Development (HUD) has made changes to the federal reverse mortgage program. citing the need to put the program on better financial footing, HUD has raised.

I’m thinking this is a fine opportunity for all of us to get a little schooling on the subject. Here’s how the federal trade commission defines a reverse mortgage: “In a regular’ mortgage, you make.